标签归档 西安桑拿

In order to heat up the winter, the people in the south have made every effort.

  When I was a child, I watched TV and felt that northerners were really particular about it. When I got home in winter, I had to take off my down jacket, coat and scarf and hang them on the shelf, and then change into a household suit before I started to do things.

  Later, I realized that it’s not that they are particular, but that we can’t be as particular as they are, because it’s as cold inside as outside in winter. If we take off our down jacket before we do anything, it will be as cold as chaff in two minutes. Therefore, no matter how exquisite, it is just to replace the down jacket worn when going out with the old down jacket that can be ruined casually.

  Really, Sichuan, including the winter along the Yangtze River valley, is really cold and unforgettable. Therefore, in order to heat up the winter, people are desperately trying to find a way. This year, all kinds of new heating artifacts have mushroomed, and even some "local specialties" have gone to the whole country.

  electric heating table

  We sat around the table, chatting and warming tea, which was very hot.

  Before the Spring Festival the year before last, I went to a friend’s house in Guizhou to play. As we all know, it’s very cold in winter in Guizhou, but those people in their family are poised around a table after dinner. I don’t see them warming themselves, but they are calm and don’t feel cold at all. Later, I came to the table by accident, and suddenly I felt that the table seemed to be heating up, but because it was covered with a piece of cloth, I couldn’t see it at all. Later, they told me that the table was just heating up. I was surprised at that time, because I had never seen this kind of table in Sichuan, and I didn’t expect it. They told me to put my knee in and put my foot on the board under the table, only to find that the legs of the table were all very gentle and warm, but not too hot. And the whole family is sitting there, which is very pleasant when we were young and surrounded by a cage of firewood. They said that this kind of table is everywhere in Guizhou, and they baked it very early.

  After I came back from Guizhou, I always wanted to buy this kind of table, but I didn’t see it anywhere in Sichuan, so I had no choice but to search online. When I searched online, I didn’t know what name to search for. In the end, I only thought of a "table for warming the fire" in general, and then I jumped out of an electric heating table. I saw that it was just that kind, and it was more advanced than my friend’s, and there was an electric ceramic stove embedded in the middle of the table.

  Since I bought this electric heating table last year, I have entertained countless friends at home in winter. We sat around the table and warmed a pot of tea on the electric ceramic stove in the middle, chatting and drinking tea, which was very hot. Later, I even transferred reading, eating, and watching drama directly to this table. The study, dining table, and sofa all became furnishings. This warm table became the center of my home in winter.

  Because this table was so comfortable, many of my friends later asked for a link from me and bought it willingly, including my mother, who has always been "stingy". After experiencing it once, they all bought one generously. (david lee)

  Electric fire bucket

  It’s so warm that I want to doze off when I do my homework.

  Actually, although I just bought this thing this year, I saw it two years ago.

  When I go back to my hometown every Spring Festival, I see my dad dragging this thing out of the corner as soon as he eats dinner, then taking off his shoes, stepping on the "wooden swing", and finally putting a special blanket on his knee, enclosing this square thing tightly, and starting to watch his TV series with rapt attention.

  I was dumbfounded at the time — — How smelly it is to take off your shoes and put on your socks to warm yourself! Moreover, it is too low and too timid to "ride" the roast in such a poor and evil way! Don’t we people in eastern Sichuan always bake natural gas stoves? Take a tube from the kitchen and drag it to the living room for a long time. Everyone gathers together and can bake it in all four directions. The firepower is amazing. After baking for a long time or too close, my knees often hurt, and I feel that my pants are going to be baked. Isn’t this enough for his old man’s house to bake?

  But my dad simply ignored my "disdain" and kept promoting its goodness to me: this is much better than a natural gas stove. First, it is electric and safe; Secondly, it has three gears, large, medium and small. Unlike natural gas stoves, it has no gears, and it is often blushed and swollen, but its feet are not baked. This is even the minimum gear, because it is surrounded by blankets, and the heat will not be lost. From the baseboard up, the whole lower body is hot. As the saying goes, "cold starts from the foot". When the foot is hot, the whole body is hot and comfortable. Now, most of the elderly in their hometown and county use this, which costs tens of dollars each. It is cheap and easy to use, and which one uses a natural gas stove. With a curl of his mouth, he looked very disgusted. He also encouraged me: "Go and buy one for Duo Er (my daughter, his granddaughter) to take back, lest her feet get cold when she does her homework."

  I looked at my dad like that and rationally refused — — She baked this, so will she be doing her homework or steaming?

  So, despite my dad’s mouth watering, I still insisted on not letting this treasure into my door. But this year’s double eleven, I don’t know which rib was wrong. When I chose one by one among the vast commodities, this thing suddenly jumped into my eyes. Because I am very dissatisfied with the little sun I bought before — — Really, the little sun is so angry that the leg near it is baked with fire spots, but the other side is not even warm, which is seriously uneven. Originally, I wanted to buy a heater that can shine on all sides in the mahjong hall, but I felt that the atmosphere was wrong, for fear that the children would think of playing mahjong as soon as they saw it — — It’s a small matter of heating, but it’s a big matter of delaying study. Forget it. At this time, I suddenly remembered what my father said, and thought that I would try it. Anyway, it’s only about sixty or seventy dollars.

  In those days when I was waiting for the express delivery, I was filled with a feeling of anxiety and expectation every day. Finally, the goods arrived. I took off my shoes that day and tried it. Damn it, why isn’t it hot? I had to put a towel on my leg like my dad. This is terrible, the smallest file, I have read fifty pages on it, because it is too hot, I have to spend my feet to dry several times in the middle.

  Give it to your daughter for her homework as soon as possible. I didn’t expect my daughter to use it for two days and said, "No baking, no baking, it’s so warm that I want to doze off when I do my homework."

  Later, I learned that this electric fire bucket is a household name in Hunan. I didn’t expect to go out of Hunan and go to the whole country in recent years. A friend of mine told me: We went to my husband’s brother’s house for the Spring Festival last year, and his niece baked this, and the barrel well was a little deep. She sat alone in the barrel and made a dragon gate array with us. I was not used to it at that time, and I always felt like a baby taking a bath in a barrel!

  Others said that their family bought the large-sized one. At night, the family of three took off their shoes to build a towel quilt and sat neatly on the sofa to catch up with the drama. I feel the happy picture twenty years ago, because this tacky electric fire bucket is back! (Tintin Sugar)

  electric heat

  Knee blanket

  I tried it on my husband, and he immediately asked for a piece.

  After living for almost half a century, people have come to Chengdu from Yunnan for more than 30 years, but they are still afraid of the winter in Chengdu. The cold frozen into the bone marrow is far away except the bed, and it is sad to think about it.

  When I was a teenager, I was poor. I only had a small charcoal-burning drying cage to warm my hands. I was so cold when I did my homework that I never sat on a small bench. Mom had no choice but to take a big bath basin, fill a big glass bottle brought back from the unit infirmary with boiling water, put it in a small quilt, cover my feet and put them in the basin, but my hands and feet are still cold and frostbite every year.

  Later, with the electric blanket, it was much better. In the future, with the small sun and oil, air conditioning is a must for every family. But for Chengdu people, air conditioning seems to be only in summer, and there is little difference between turning on air conditioning in winter and not turning it on, and the air is drier. So I discussed with my husband and said that our house should be replaced by electric heaters, just like your north.

  Strangely enough, my husband is an authentic northerner, and he is extremely happy to come to Chengdu, where the winter is completely white. It is said that northerners are most afraid of winter in the south. Chengdu is so cold. He actually said to me, this is called cool! This is a joke to me from Yunnan, where the seasons are like spring.

  Therefore, I am bent on making Chengdu’s home spring all the year round. Floor heating was not popular when the house was renovated many years ago. Now, if you want to install radiators, you can only install them openly, which involves knocking on the wall and making holes. This northerner from science and engineering began to tell me the truth from the principle of radiator, and the last meaning was that you can’t install it, and you can’t destroy the wall at home. Of course, I guess it is more likely to be reluctant to pay the electricity bill.

  Well, I have to find another way and search on the Internet, as long as I can watch TV and read and write without stamping my feet. Finally, I finally found a heating artifact. This artifact is a charged blanket, but it is not an electric blanket for bed. It can be folded, cleaned and put on at will.

  I bought it back. It’s a big blanket with plug-in and nine gears. It can be used as a shawl, waist protector and knee protector — — The lower half is two pieces, each with hidden buttons, which can wrap all the legs.

  When my husband came home, he was surprised to see that I was not dressed as a bear as usual, but covered with a blanket and collapsed on the couch with a book in my arms, and the air conditioner was not turned on. I proudly showed it to him and let it try again. Now, he couldn’t get it back, and he strongly demanded that it be wrapped in a blanket. (Xiaoyun)

  Skirting heater

  Air conditioning+"baseboard", friends say when they enter the door, Oh, is your home decoration warm?

  The house I live in was renovated in early 2013. At that time, the floor heating was a bit expensive. In addition, the previous house faced west and was bathed in the sun in the afternoon, and the area was not large, and the air conditioning was also effective. Therefore, when decorating this house, the heating problem was not considered too much.

  I didn’t know that when I moved in, I found that the house was big, and the direction was just north. In winter, there was no sunshine at all, and people were not so young. When the temperature dropped sharply in winter, I wanted to fly to tropical islands to swim every day.

  I didn’t know whether I was young or I used my mobile phone and computer less. I didn’t feel so dry when I turned on the air conditioner. In the present house, the air conditioner in the living room is facing the sofa. As soon as the air conditioner is turned on, the wind blows at people. In summer, it is fine and cool, but in winter, it is annoyed. It is like a fire in winter, which makes people almost dehydrated. Even if the direction of the air outlet is adjusted, the effect is not great. I always stay in a dry circle and sit on the sofa and watch TV. In less than half an hour, my eyes are as dry as Sahara desert. So sometimes I’d rather wear thick clothes than turn on the air conditioner, and put a blanket on my legs like the grandparents in the cartoon. I usually like to invite friends to dinner at home, but I dare not invite my friends in winter, because they all say that my air conditioner is too weak, just blowing the sofa and sitting in the dining room to eat, which is chilly.

  It’s not that I haven’t thought of a way. I bought an oil tin, and the effect is different. Anyway, I am a little overwhelmed. The electricity consumption made me suspect that someone had stolen electricity.

  Last year, a friend recommended a skirting heater, saying it was very good (of course, this thing must be bought to save electricity and energy, otherwise the electricity consumption will be as good as that of oil). After the heater was delivered, it was found to be very suitable for my home. It was placed on the wall out of the bathroom (there are still some that are very thin and can be hung on the wall, which takes up no space), just to make up for the heating in the area where the air conditioner can’t blow, and the warm current of the whole house finally flows. Another advantage of this thing is that it heats up quickly, and the whole room will feel hot and warm in about ten minutes. Moreover, it also has the function of preset startup time, but I think it heats up very quickly, and this function is basically useless. Sitting on the sofa watching TV, I’d rather move the heater in front of the TV cabinet than blow the air conditioner now. Moreover, since I bought this skirting heater, I have invited several friends to have dinner at home, air conditioning+heater, and my friends said when they entered the door, Oh, it’s so warm. Is your home decoration floor warm? (Josh.w)

  Electric heating mat

  Not only children like it, but also cats and dogs.

  To tell the truth, n years ago, when I was as cold as an ice sculpture and climbed into the bed where the electric blanket was opened, I thought from the bottom of my heart: Since the electric blanket is so cheap and easy to use, why not actively explore the territory and develop it on sofas, tables and the ground … … In this way, we Sichuanese, who are in the south and north, can’t be cold-blooded in winter? However, because my imagination failed to come true, I later actively denied myself: well, maybe heating equipment like electric blanket must be "soaked" on the blanket to generate heat, just like when I was a child, I had to wrap a layer of cotton wool or straw on the jar filled with fermented glutinous rice. I am terrible at physics, and I don’t understand the scientific principles. I can only comfort everything in front of me with the common sense of life visible to the naked eye.

  However, this year, when I saw this electric mat on Taobao, I was so excited that someone finally helped me realize my wish for many years! Of course, why did it come true again? I still don’t know the principle. I only know that with this, we "poor people" also have the joy of installing the original floor heating — — Hahaha, I can finally put on my socks and walk around the living room.

  Yes, this electric mat, just like a carpet, has different sizes. You can buy it according to your own needs, then lay it on the ground and plug it in. After twenty minutes, it will start to heat up. This is really useful for children at home, especially those who can just crawl — — You can save the climbing mat, and you don’t have to worry about getting cold on your hands, feet and small ass when you crawl around on it. If the size is big enough, you don’t have to stare at the baby all the time. Adults can sit up on a blanket with confidence. In name, it is companionship, but in fact, reading and playing mobile phones are so comfortable.

  This electric mat not only benefits children, but also pets. My sister has a cat. My sister used to buy it a nest with cotton pads every winter, but the cat is still too cold and drills into my sister every day. Not now, people squat on this electric mat every day, and they are too lazy to move. (Ye Zhiyan)

The "Youth League Year" is on fire. What is it? People outside this province are shocked!

Coordinate Jiujiang, Jiangxi Province, there is a League Year, which is a ceremony for the whole village, old and young, to worship their ancestors collectively in the ancestral temple. Strictly speaking, it should be the moment when the ugly time meets at midnight on the 30 th, and the year ends and the new year opens. Last year ended, so it is also called "the end of the year". However, the word "finished" is taboo in customs (meaning finished), and Tujili is more called "the year of reunion" (a year of complete reunion). In the development of time, slowly, some still insist on holding this ceremony in the middle of the night, some change it to the evening, and some change it to the early morning (it has reached the first day). My village is more interesting. This ceremony is held in the morning of the 30th instead of the evening.

CCTV.com


  CCTV.com News (news broadcast): "New Year’s Eve, including jiaozi". Today, when every household is preparing for the New Year’s Eve, local governments and the masses have "arranged" a special "reunion dinner" for the needy people with care and love, so that the true feelings and warmth can accompany them to have a happy New Year.

  At noon today, more than 8,000 widowed elderly people in Hongkou District of Shanghai put on new clothes bought for them by the community and got together to have a "reunion dinner". Young volunteers from Hefei, Anhui Province came to the apartment for the elderly today, sending deep affection to more than 150 elderly people.

  Gao Caixia, an Anhui old man: I have lived to be over 90 years old, and I feel that now is the best time.

  Young volunteers in Hebei, Guangxi, Shanxi, Jiangsu and other places have formed a "family pair" with the widowed and low-income elderly to take them home for the New Year. Charity federations in Guizhou, Zhejiang, Jiangxi, Jilin, Henan and other places also held "charity reunion dinner" to let the needy people share the festive feast of love.

  In the SOS Children’s Village in Putian, Fujian, children are eating steaming reunion dinner with their mothers in the village. Orphans from Fushun Welfare Institute in Liaoning Province came to Leifeng class today and wrapped up jiaozi with their uncles in the military camp. The orphans and disabled children in Qiqihar, Heilongjiang, and the police "dads" will celebrate the New Year soon.

  Guan Nan, sos Children’s Village in Qiqihar, China: Because today’s New Year’s Eve dinner is very special, they are like relatives to us.

  Today, 100 academicians and professors from Central South University invited more than 200 poor students to their homes to celebrate New Year’s Eve.

  Academician Huang Boyun, President of Central South University: Just let them feel that the school is their home.

  Reporter Wu Xueshan: This is the construction site of Wuhan section of Wuhe Railway, a national key construction project. Now, hundreds of migrant workers who insisted on construction during the Spring Festival gathered together to have a delicious reunion dinner and celebrate the New Year.

  Not only the reunion dinner was sent, but more than 500 migrant workers also received accident insurance of 200,000 yuan per person purchased by the construction unit.

  Lu Kunhao, a migrant worker in Hubei: It’s a double happiness.

  In Sichuan, more than 2,000 migrant workers gathered together and had a lively "Dam Banquet for the Year of the Communist Youth League". In Guangzhou, the Municipal Federation of Trade Unions held a group year dumpling feast for more than 10,000 migrant workers who didn’t go home. At the dumpling banquet, a videophone was specially set up.

  Shen Jian, a migrant worker from Shaanxi: (talking to his mother) I wish you all a happy New Year and all the best. Mom, I’m fine in Guangzhou.

  Red dumplings, colorful buns, hot jiaozi, delicious dishes, and a series of delicious dishes are accompanied by blessings. From yesterday to today, in the community and on the train, all kinds of "reunion dinners" and "thousands of family banquets" have made people in need and people who are away from home feel deep affection and festive joy.

Editor: Zhao Wei

A survey of the concept of financial knowledge

Source: supply chain finance
Financial concept daquan
noun
1. Financial market in a broad sense: generally refers to all financial transactions conducted by both the capital supply and demand sides through various financial instruments, including all monetary financial activities between financial institutions and customers, between financial institutions and between capital supply and demand sides, such as deposits, loans, trusts, leasing, insurance, mortgage and discount of bills, trading of stocks and bonds, gold foreign exchange trading, etc.
2. Narrow financial market: generally limited to financing activities with bills and securities as financial instruments, interbank borrowing between financial institutions and gold foreign exchange transactions.
3. Financial market: the general term for monetary fund transactions, gold foreign exchange trading and interbank lending between financial institutions with bills and securities as financial instruments.
4. Primary market: also known as the issuance market or the primary market, it is a trading market formed when the fund demanders sell financial assets to the public for the first time.
5. Secondary market: the trading market where the issued old securities are transferred and circulated among different investors.
6. Financial instrument: also known as credit instrument, it is a legal document to prove the relationship between creditor’s rights and debts and to conduct monetary and capital transactions accordingly.
7. Stock: a kind of securities, which is a certificate issued by a joint stock limited company to prove the identity and rights of investors as shareholders and to obtain dividends and bonuses accordingly.
8. Common stock: a basic stock issued by a joint-stock company, which is the most standard stock.
9. Priority stocks: stocks issued by joint-stock companies that have priority over ordinary shareholders in terms of company income and distribution of remaining assets.
10. Bond: A written certificate issued by the debtor to the creditor to undertake the obligation of repaying the principal and interest at the agreed time.
11. Treasury bonds: short-term debt certificates issued by the government to make up for the temporary shortage of treasury funds.
12. Mortgaged corporate bonds: bonds issued by companies with real estate or movable property as collateral.
13. Credit corporate bonds: bonds issued by companies that do not use any assets as collateral or guarantee, but rely entirely on the company’s credit.
14. Converting corporate bonds: This kind of bonds stipulates that bondholders can convert into company shares in a certain proportion and under certain conditions within a certain period of time.
15. Corporate bonds with subscription rights for new shares: This bond gives the bondholder the right to buy new shares of the company.
16. Restructured corporate bonds: A bond with lower interest rate issued by a restructured company to reduce the debt burden.
17. Debt-sinking fund corporate bonds: This kind of bonds requires the issuing company to regularly withdraw a certain percentage of profits according to the total issued amount as repayment funds before the maturity of the bonds, and hand them over to the entrusted trust companies or financial institutions for safekeeping, and gradually accumulate them to ensure that the bonds will be repaid in one lump sum.
18. Financial bond: A bond issued to the public by banks and non-bank financial institutions in order to raise funds in accordance with the relevant securities laws and securities issuance procedures of the state, using their own reputation.
19. Fund securities: also known as investment fund securities, are securities issued to the public by the sponsors of investment funds, which prove that the holders enjoy the ownership of assets, the right to return assets and the right to distribute the remaining property according to their shares. It is the product of certain equity combinations of stocks, bonds and other financial products.
20. Bill: negotiable securities that the drawer promises or entrusts the drawee to unconditionally pay a certain amount on the specified date or at sight.
21. Free foreign exchange: It can be bought and sold freely in the foreign exchange market without the approval of the issuing country, and can be freely converted into currencies of other countries. They are widely used as means of payment and circulation in international economic exchanges.
22. Bookkeeping foreign exchange: Without the approval of the relevant foreign exchange administration departments, it cannot be converted into other countries’ currencies, and usually it can only be used between the countries of the agreement according to relevant agreements.
23. Derivative financial instruments: also known as financial derivatives, refer to a kind of financial products whose value depends on original financial instruments.
24. Money market: a short-term financial market with financial assets with a maturity of less than one year as the transaction object.
25. Interbank lending market: a market formed by short-term capital lending activities among various financial institutions.
26. Central bank bills: short-term bonds issued by the People’s Bank of China, with maturities ranging from 3 months to 1 year.
27. Pre-issuance market: In reality, there is a kind of treasury bond trading that is not conducted after the issuance is completed, but immediately after the announcement of the issuance. This trading market is also called the pre-issuance market. Such as WI-Fi transactions in the United States.
28. Transferable large deposit certificate: a certificate of deposit issued by a commercial bank and transferable in the market.
29. Repurchase agreement: When the securities holder sells the securities, it is agreed with the buyer that the seller will buy back an equal amount of the same kind of securities from the buyer at the agreed price on a certain date in the future.
30. Capital increase: An established joint-stock company issues new shares, which is called capital increase.
31. Credit transaction: also known as advance transaction or margin transaction, it is a transaction method in which the customer pays a certain amount of cash or stock to the broker as a margin, and the difference is advanced by the broker.
32. Option trading: Also known as option trading, it means that both parties reach a contract on whether to buy or sell a certain stock at an agreed price and within an agreed time.
33. Stock index futures trading: Futures trading with the stock price index as the object aims to reduce the risk of stock investment and increase the attractiveness of stock investment.
34. Stock index option trading: buying and selling option contracts based on stock price index.
35. Stock exchange: a place organized according to certain methods and rules to conduct centralized securities trading, also known as the floor trading market.
36. Membership system: A stock exchange in the form of membership organization is a legal entity that is formed voluntarily by intermediaries engaged in securities business and is not for profit.
37. Company system: The stock exchange in the form of company system is organized according to the company law. The exchange collects the issuer’s "listing fee" and extracts the "handling fee" and other service fees for securities transactions.
38. Commission broker: a broker who accepts the entrustment of clients, buys and sells on behalf of clients in the exchange and receives a fixed commission.
39. Two-yuan broker: Also known as expert broker, it is specially entrusted by the commission broker, and buys and sells on his behalf, charging a certain commission.
40. Special broker: Also known as professional broker, it is a broker who has a special status in the exchange and is engaged in special securities trading.
41. Securities dealers: also known as trading hall dealers, they only handle self-operated business and do not handle entrusted business.
42. Zero-share dealers: securities firms specializing in stock trading with less than one trading unit.
Brief discussion
1. What are the advantages and disadvantages of direct financing and indirect financing?
Advantages of direct financing
(1) The close relationship between the supply and demand of funds is conducive to the rapid and rational allocation of funds and the improvement of efficiency in use.
(2) The cost of financing is low and the investment income is high.
Disadvantages of direct financing
(1) There are many restrictions on the amount, term and interest rate of direct financing.
(2) The liquidity of financial instruments used in direct financing is weaker than that of indirect financing, and their cashing ability is lower.
(3) Direct financing is risky.
Advantages of indirect financing
(1) Flexible and convenient.
(2) High security.
(3) The scale economy of finance has been improved.
Disadvantages of indirect financing
(1) The direct connection between the supply and demand sides of funds is cut off, which will reduce the concern of investors on enterprise production and the pressure and binding force of fund raisers on the use of funds to a certain extent.
(2) intermediary agencies charge a certain fee for providing services, which increases the cost of financing.
2, the relationship between the four elements of financial market.
Financial market participants, financial market trading objects, financial market intermediaries and financial market prices are the four major elements that constitute the financial market. They are closely related, mutually promoting and influencing each other. Among them, financial market participants and financial market trading objects are the most basic elements. As long as these two elements exist, financial markets will be formed, while financial market intermediaries and financial market prices are naturally generated or inevitably accompanied. Perfect intermediary institutions and price mechanisms are important conditions for the development of financial markets.
3. Particularity of financial market.
(1) There are mainly loan relationships and principal-agent relationships among market participants, which are temporary separation or conditional transfer of the right to use and ownership of funds based on credit.
(2) The transaction object is monetary funds or their derivatives.
(3) The transaction mode is special.
(4) The price determination in the market is complicated, with many influencing factors and great fluctuations.
(5) Trading places are invisible in most cases, and the ways of trading through telecommunications and computer networks are becoming more and more common.
4. The main differences between capital market and money market.
(1) Different maturities: all financial instruments traded in the capital market are more than one year, while those traded in the money market are within one year.
(2) Different roles: most of the funds in the capital market are used for the creation, renewal and expansion of equipment and storage materials of enterprises, or the establishment of public utilities and the maintenance of financial balance. Most of the money in the money market is used for short-term working capital of industrial and commercial enterprises.
(3) The degree of risk is different: the risk of credit instruments in the capital market is higher, and the risk of credit instruments in the money market is smaller.
5. Functions and functions of financial markets
(1) Facilitate investment and fund-raising.
(2) Reasonably guide the flow of funds, promote capital concentration and transfer to high-efficiency units.
(3) Facilitate the flexible conversion of funds.
(4) realize risk diversification and reduce transaction costs.
(5) It is conducive to enhancing the flexibility of macro-control.
(6) It is conducive to strengthening economic ties between departments, regions and countries.
6, the difference between financial instruments and financial assets
Financial instruments are sometimes called financial assets, but strictly speaking, these two concepts are different. Although all financial instruments are financial assets to the holders, they cannot be called financial assets if we look at them in isolation. For example, money issued by the central bank and stocks and bonds issued by enterprises cannot be said to be financial assets, because for issuers, money, stocks and bonds are their liabilities. Therefore, money, stocks and bonds should not be simply called financial assets, but should be called financial instruments. Financial instruments are financial assets to the holders.
7. Characteristics of stocks
(1) Stock is a kind of ownership certificate, which represents the certificate of invested share capital.
(2) Stocks are permanent securities with no repayment period.
(3) The return of stock has great uncertainty.
8. Main differences between common stock and preferred stock
(1) Ordinary shareholders enjoy the right to participate in the operation of the company, while preferred shareholders generally do not enjoy the right to participate in the operation of the company.
(2) The income of common shareholders depends on the profitability of the company, while the income of preferred shares is fixed.
(3) Ordinary shareholders cannot withdraw their shares, but can only be realized in the secondary market, while preferred shareholders can request the company to redeem their shares in accordance with the redemption clause attached to the preferred shares.
(4) Priority stock is the most important kind of special stock, which enjoys priority in the company’s profit and the distribution of surplus property.
9, the difference between bonds and stocks
(1) The relationship indicated is different: bonds indicate the relationship between creditor’s rights and debts, and stocks indicate the ownership relationship.
(2) The rights and obligations of investors are different: bond investors have the right to obtain principal and interest, but have no right to ask about business management activities. Stock investors can get the right to operate, but they can’t withdraw their shares to recover their principal.
(3) The determination of income is different: the income of bonds is determined by their interest rates, and the income of stocks depends on the operating conditions of the issuing company.
10, the main reason for the government to issue treasury bonds.
(1) To make up for the temporary and seasonal balance of government finance and meet the temporary capital turnover needs.
(2) When unexpected events occur in the process of budget implementation, resulting in an increase in expenditure and it is difficult to keep up with the income, it is necessary to cope with temporary emergencies.
(3) When the interest rate in the financial market is too high, the interest burden of the government issuing long-term bonds is too heavy, so the short-term treasury bonds are issued first, and then the low-interest long-term bonds are issued after the market interest rate changes in the future.
11, fund securities, stocks and bonds in common.
(1) The investments in fund securities, stocks and bonds are all securities investments.
(2) The forms of fund securities are similar to those of stocks and bonds.
(3) Stocks and bonds are the investment objects of fund securities.
12. The difference between fund securities, stocks and bonds
(1) Different investment status: Shareholders are shareholders of the company and have the right to express their opinions on major decisions of the company. The bondholders are creditors and have the right to recover the principal and interest at maturity. The holder of fund securities is the beneficiary of the fund and has the right to distribute the investment income.
(2) The degree of risk is different: the risk of stocks is the greatest, the risk of fund securities is the second, and the risk of bonds is the smallest.
(3) The returns are different: stocks have the highest returns, followed by fund securities, and bonds have the lowest returns.
(4) Different ways of investment: unlike investors in stocks and bonds, fund securities are an indirect way of securities investment.
(5) Different ways of investment recovery: bond investment has a certain term, and the principal is recovered after the expiration, while stock investment is indefinite. If it is to be recovered, it can only be realized at the market price in the securities exchange market. Fund securities are different depending on the form of funds held.
13. Similarities and differences between negotiable certificates of deposit and general certificates of deposit.
(1) What they have in common is that they are all time certificates of deposit issued by banks, and banks pay interest.
(2) The difference is that it cannot be withdrawn in advance, but it can be transferred at any time. It has a specific amount and term, and the term is short, usually 14 days to one year. The interest is paid in coupon rate every six months or on the maturity date, and the denomination is large. Most large deposit certificates in the United States are $100,000.
14. What are the benefits of negotiable certificates of deposit for banks and investors?
Certificate of deposit is a good financial tool for investors and banks;
(1) certificates of deposit enable commercial banks to take the initiative to issue certificates of deposit in the market to raise funds, so that commercial banks can manage their liabilities and assets more actively.
(2) certificates of deposit enable investors to buy or sell certificates of deposit at any time according to the situation of capital week and adjust their asset portfolio.
(3) certificates of deposit improve the stability of commercial banks’ sources of funds.
15. Purpose of stock issuance
(1) To issue shares for the establishment of a joint-stock company.
(2) shares issued by an established joint-stock company to improve its operation or meet a specific need.
16. Purpose of capital increase
(1) Increase the proportion of self-owned capital and improve the capital structure. (2) maintain or expand business. (3) Meet the listing standards of the stock exchange. (4) promoting cooperation or maintaining the right to operate. (5) Divide benefits among shareholders. (6) Others, such as company restructuring or merger.
17, the characteristics of futures trading
(1) The transaction and delivery are not synchronized. (2) It can be offset at the time of delivery, that is, the liquidation parties only need to pay the difference. (3) There are both ordinary investors and speculators in the transaction.
18, the characteristics of OTC:
(1) A wide range of trading objects. (2) Both parties agree on the transaction price. (3) The trading mode is more flexible. (4) The trading places are scattered.
Transfer from: those things in the investment circle
Reporting/feedback

This special fund was distributed before New Year’s Day, benefiting many enterprises.

Wu Han, a journalist with extreme eyes

Correspondent Wang Wei

The statistician of Hubei Shilixiang Liquor Co., Ltd. was very happy to receive the statistical subsidy before New Year’s Day. She thanked the relevant person in charge of Xujiapeng Street in Wuchang District, Wuhan. "We must cooperate with the street economic work well and realize the two-way trip together."

Before New Year’s Day, Xujiapeng Street distributed statistical subsidies to the "four-up" enterprises within its jurisdiction, and the Commissioner was responsible for distributing them to the personal accounts of enterprise statisticians.

Since the beginning of this year, Xujiapeng Street has built a high-quality and professional statistical team with proficient business, served enterprises with sincerity, and strived to optimize the business environment. Each community has identified a full-time and part-time statistician, who also serves as a community census instructor or enumerator when conducting various census work. Each enterprise has appointed a person in charge of statistics and equipped a full-time (part-time) statistician to fill in relevant statistical reports in time.

Street joint relevant units, community, enterprise statistical business training, strengthen the guidance of grassroots statisticians report, improve the accuracy of statistical data reporting, to ensure the authenticity of the source data. At the same time, publicize and support the policies and measures to help enterprises, understand the production and operation difficulties and statistical problems of enterprises, and make overall plans to do a good job in enterprise service.

(Source: Jimu News)

For more exciting information, please download the "Jimu News" client in the application market. Please don’t reprint it without authorization. Welcome to provide news clues and pay them as soon as they are adopted.

Reporting/feedback

Awesome! These five people will go to Lyon, France to compete in the World Skills Competition.

Recently, the State Ministry of Human Resources and Social Security issued the List of Leaders of the Technical Guidance Expert Group of China in the 47th World Skills Competition and the Notice on the List of China Training Teams in the 47th World Skills Competition.

Among them, Zhao Changheng, a professor at the School of Life and Environment of Huangshan University, was selected as the leader of the China Technical Guidance Expert Group for the Horticulture Project of the 47th World Skills Competition, and Liu Yuanyuan, an associate professor at the Art College, was selected as the leader of the China Technical Guidance Expert Group for the Paint and Decoration Project of the 47th World Skills Competition.

Students from the School of Life and Environmental Sciences of Huangshan University, Yan Zhiguang and Gan Zhaoci, gold medalists in horticulture of the 2nd National Vocational Skills Competition, and Zhang Xiaofei, a student from Art College and gold medalist in painting and decoration of the 2nd National Vocational Skills Competition, were successfully selected into the China Training Team of the 47th World Skills Competition to prepare for the 47th World Skills Competition.

It is reported that 335 people were selected for the China Training Team of the 47th World Skills Competition according to the results of the selection events of the 2nd World Vocational Skills Competition in People’s Republic of China (PRC), the ranking of the first stage assessment (national trials of network security projects) of the 46th World Skills Competition and the age requirements of the world skills organizations for the contestants of the 47th World Skills Competition. The 47th World Skills Competition will be held in Lyon, France from September 10th to 15th, 2024. 1,400 contestants from 60 countries and regions will take part in the 47th World Skills Competition and decide the best young skilled talents in the world.

Original title: "Awesome! These five people will go to Lyon, France to compete in the World Skills Competition.

Read the original text

[Learning and Realizing the Nineteenth National Congress] Social science experts take you to understand the Nineteenth National Congress | What did China contribute to the development of world civiliz

  abstract:The development of China has provided the whole world with a brand-new concept.

  Guest speaker:Jiang Yihua (Senior distinguished professor of Fudan University, Member of Social Science Committee of Ministry of Education)

  The 19th National Congress proposed that we have entered a new era. The real meaning of the new era, we can think from a broader perspective of the development of human civilization.

  When we build a well-off society in an all-round way, it actually means that China has stepped out of the era of agricultural civilization that lasted for thousands of years, entered the era of industrial civilization, and is advancing towards the era of new information civilization. Not only for China, the 19th National Congress has such an epoch-making significance, but also for the whole world, especially for the vast number of countries in the world that are still in the era of agricultural civilization or have just entered the era of industrial civilization.

  At least, these countries can refer to how a country can truly proceed from its own national conditions and realize the development and leap to modern civilization: find its own path and find a system that adapts to its own national conditions, especially to give full play to its own cultural potential and use such cultural resources to develop itself. I think in this respect, China’s own experience and China’s development path may have some enlightening effects on the civilized development of many countries.

  The fundamental reason why China can achieve such a great leap-forward development in such a short time is that we have our own theory, our own road, our own system and our own culture. What is the greatest feature of China’s theory? We applied Marxism (including its world outlook and the most basic way) in China, and formed the real theory of China, that is, Marxism in China. When we talk about the modernization and popularization of Marxism in China, in fact, the most important point is to constantly carry out reforms and change our present situation under the guidance of Marxist theory. We are not dreaming of changing the status quo, but proceeding from reality and existing conditions, step by step.

  China’s system has a deep cultural foundation and a civilized foundation. In the process of development, China has not lost its own culture, but used the outstanding parts of the world’s various material and spiritual cultures and combined them with our own culture, thus giving full play to the potential of our own culture. Chinese civilization has lasted for thousands of years, so let it play out with such a huge potential.

  中国共产党为什么能够成为世界上最大规模的政党,能够领导中国在这么短的时间之内,有这样大的飞跃?我觉得根本原因就是,我们充分利用了自己的资源,也充分利用了世界所创造的各种资源,推动我们自己的发展。中国共产党之所以能够成功,是因为我们真正把中国十几亿人民的积极性、潜在的活力激发了出来。

  中国成为世界第二大经济体,迅速地从传统农耕文明进入现代文明,而且在向未来突飞猛进地发展,可以说,中国改变了整个世界格局。所以,它不仅鼓舞了大量的原来还停留在农耕文明的落后的国家、后进的国家、发展中国家,而且对早已进入发达国家行列的一些国家来说,也有很大的触动。

  习近平总书记前几年在多次演讲中讲到,世界各种文明其实都是平等的,所有的文明互通互鉴,互相尊重,互相吸取对方有益的东西。从这个意义上说,中国的发展给整个世界提供了一个全新的理念。同时,也给各个国家,包括大量的发展中国家,包括发达国家,对于怎么样能够实现真正有益于整个人类命运共同体的共同前进,我觉得是提供了我们中国自己的智慧。

The 5th Hainan Island International Film Festival

The 5th Hainan Island International Film Festival, co-sponsored by China Central Radio and Television General Station and Hainan Provincial People’s Government, will be held in Sanya, Hainan Province from December 16th to 22nd, 2023.
Hainan Island International Film Festival (in English: HainanIsland International Film Festival, abbreviated as HIIFF) aims at "year-round screening, island-wide screening, movie viewing by the whole people, and the whole industrial chain", helping Hainan Free Trade Port to improve its cultural soft power and efficiency. By gathering and allocating resources through film festivals, we will promote world film exchanges and cooperation and create a professional, market-oriented and international film festival.
Organizer: Hainan Provincial People’s Government, Central Radio and Television General Station.
People’s Daily (19th edition, December 14th, 2023)
Reporting/feedback

40 suggestions about life that may be useful.

October 10th is World Mental Health Day. In modern society, the pace of life is fast, the burden is heavy, and the pressure is high … If negative emotions are allowed to accumulate, they may become the "last straw" to crush you. Therefore, when the mental pressure is high, it must be promptly channeled and resolved.Life may not be that easy, but there are always some ways to make it better.
How to live
-40 suggestions that I find useful
Author/[UK] Matt Hagrid
Matt Hagrid, an English writer, suffered from depression at the age of 24, and later embarked on the road of self-salvation through writing. In the book "Reasons to Live", he shared 40 life suggestions that he found useful, and the excerpts are as follows. This dose of "good medicine for others" is given to everyone who is trying to live.
1.
When happiness appears, enjoy it.
2.
Take a sip and drink slowly, don’t wolf it down.
3.
Be gentle with yourself.
4.
You can’t change everything in the past.
This is the basic physical principle.
5.
"Reading and writing are discovered by human beings so far.
The most nutritious form of meditation. "
This sentence is correct.
6.
Listen more and talk less.
7.
Don’t feel guilty when doing nothing.
But it can perfect your idleness,
Let it be aware.
8.
Feel that you are breathing.
9.
No matter where and at any time,
Everyone should try to discover beauty.
A face, a poem,
Clouds, graffiti, wind fields outside the window.
Beauty can purify the mind.
10.
Hate is a meaningless emotion.
It’s like punishing a scorpion that stung you.
And eat it.
11.
Go for a run and do some yoga.
12.
Take a shower before noon.
13.
Looking at the sky.
Remind yourself how vast the universe is.
Seize every opportunity to feel vast and distant,
This will make you see your own smallness.
14.
Kindness
15.
Realize that ideas are just ideas.
If you feel the idea is unreasonable, argue with it.
Even if you can’t find the reason.
You are the observer of your mind, not the victim.
16.
Don’t watch TV aimlessly.
Don’t go to social networking sites aimlessly.
Be conscious of what you are doing,
Why do it?
Unrestrained entertainment will distract you.
17.
Sit down, lie down, don’t move and do nothing.
Observe and listen to the voice of your head.
Instead of judging what’s going on in your head, let it be,
Just like Snow White in Frozen.
18.
Don’t worry too much.
19.
Look at the trees, get close to them and plant them.
(Because trees are great)
20.
Listen to the yoga instructor,
"Walk as if you were kissing the earth with your feet."
21.
Life, love, let go.
22.
The mathematics of wine is "power operation".
The more you drink, the more you want to drink.
If it’s hard for you to stop at one drink,
Then it is even more impossible to stop at three cups.
Addition is multiplication.
23.
Be careful of that gap.
Where you are now.
And where you want to go.
Just think about it, and that gap will widen,
You might fall into it.
24.
Read a book.
Don’t try to finish reading it, just read it.
Enjoy every word, sentence and paragraph.
Don’t expect it to end, or never end.
25.
Be kind to others.
At the deepest level, there is no medicine in the universe.
It makes you feel better than being kind to others.
26.
Listen to Hamlet-
The most famous depression patient in literary works—
Say that sentence:
"There is no distinction between good and evil in the world, but it is made by thought."
27.
Allow others to love you.
And believe in this love.
28.
You don’t need the world to understand you.
It’s okay.
Some people will never really understand
Things they haven’t experienced,
But some people will understand,
Be grateful to those who understand you.
29.
Jules verne wrote "Infinite Life".
It is a world of love and affection as vast as the sea.
If we immerse ourselves in it, we will find infinity,
Find the space you need to survive.
30.
Three o’clock in the morning is not the time to try to sort out life.
31.
Remember: you are not weird at all.
You’re human,
Everything you do and feel is natural,
Because you are an animal in nature.
"Normal" is actually subjective,
There is no standard answer.
There are 7 billion people on this earth, and there are 7 billion kinds of normality.
32.
Don’t believe in good or bad, win or lose,
Win or lose, high tide and low tide.
At your lowest and highest places,
Whether you are happy or desperate, calm or angry,
There is a core "you" that is always the same.
This "you" is the most important thing
33.
Don’t worry about the time lost in despair.
After overcoming despair, the value of time will double.
34.
Be transparent to yourself.
Build a glass room for your mind. Observe.
35.
Read everything you want, just read it.
Books are possibilities, not escape routes.
When you have no choice, they give you a chance.
For the displaced mind,
Every book is a home.
36.
On sunny days, if you can be outdoors, you should be outdoors.
37.
Remember: the key to life on earth is change.
Cars rust, pages turn yellow,
Technology will be outdated, caterpillars will become butterflies,
Night will turn into day, and depression will dissipate.
38.
When you feel too busy to have a rest,
It’s when you need to find time to rest most.
39.
Negative emotions are things smaller than you.
It has always been smaller than you,
Even if it feels huge sometimes.
It runs inside you, and you don’t run inside it.
It may be a dark cloud floating in the sky,
And you are the whole sky.
There was a sky before the dark clouds appeared.
Dark clouds cannot exist without the sky,
And the sky is still the sky without dark clouds.
40.
Be brave, be strong, breathe and live.
You will thank yourself today.
Text/excerpt from The Reason to Live Jiangxi People’s Publishing House
The content was slightly deleted.
In addition to suggestions,
Here’s another copy"list of good things"
Please check it,
Submit your answers.
Sunrise and sunset, the thousands of stars shining in the dark sky and the world they shine on.
Books. Cold beer. Fresh air. Dogs. Horses. Yellowing paperback book.
A long, affectionate and meaningful kiss; A short, shallow and polite kiss. (All kisses)
When the cinema lights dimmed, there was a bucket of warm popcorn on my leg.
The smell of pine and cypress in the warm evening in Italy. Drink water after a long run.
I thought I was sick, but it turned out to be a false alarm.
……
-Matt Hagrid
Sun-dried quilts, newly bought books, five dollars in jeans, and someone sent an umbrella when it rained.
Ice cream and coke, share a pack of spicy strips, a newly updated comic play, and the paws of a cat’s flesh.
Mom’s cooking, gay friends’s best friend’s talk, the boss’s praise, and a good morning every day.
—— @ 京京京京京
When I came out of the bathhouse after taking a shower, the cool wind blew on me.
See the sunshine in the Woods. (Tyndall effect)
Eat jelly.
The streets began to get busy in the morning.
Eat meat.
Power supply all night.
Go home to eat breakfast noodles, Dalian noodles, Regan Noodles, pickled beef noodles, pickled duck soup noodles, beef offal noodles, steak noodles and various breakfasts.
See a lovely girl.
Write calligraphy in the afternoon.
Received express delivery.
The smell in the box of the new digital product.
—— @ Wancheng Wenjie
When I returned to my distant home, the house was warm, the food was very hot, and my parents smiled sweetly.
Niece and nephew grab the phone. My niece said, Aunt, I miss you. My nephew has just turned 17 months old, so he can only keep screaming when he grabs the phone, aunt! Auntie! Auntie!
Run to the canteen after class, and have meat dishes.
In the dead of winter, put on thick down jackets, cotton trousers and cotton shoes.
On a snowy day, I came out of the bath, warm and shiny with snowflakes.
-anonymous
I want to tell you that there are still many beautiful things in this world:
The new sunshine in the morning, the corner of plain clothes blown by the breeze,
New soil in spring, warm bed in winter,
Deep alleys are covered with green tiles and plum blossoms, and the front of the court is covered with loquats.
A bonfire with stories, poems full of the moon,
The blushing of girls’ cheeks, the pear vortex of teenagers’ corners of their mouths,
And me.
—— @ 京京京京京京
After reading today’s push
If you think
The fatigue eased a little.
The pressure is reduced a little.
I feel a little happier.
That’s the meaning of these beautiful things.
In the cool October
May the world be beautiful.
Interlocking with you
Source/CCTV news finishing
Picture/worm creativity
Editor/All-China Women’s Federation Network Information Center Li Siqi
Recommended reading
Women’s housekeeping warms up ten thousand families | Guangxi housekeeping training caravan opens the road to prosperity and happiness
The digital RMB red envelope is coming!
Reporting/feedback

Why do women "change their temperament" in menopause?

This is due to the secondary neuroendocrine changes caused by the decline of ovarian function. Women’s gonad organ "ovary" has two important functions, one is to secrete eggs, so that women have reproductive function; The other is the secretion of female hormone-estrogen. Just as human aging is inevitable, so is ovarian aging. Most women’s ovaries began to age after the age of 40, and the secretion of estrogen began to decline, especially before and after menopause, when the fluctuation of estrogen decreased most obviously.

During this period, it is the most common time for women to have emotional problems, that is to say, the age between 40 and 55 is the age group with high incidence of emotional disorders such as depression and anxiety. Symptoms such as depression and anxiety in menopause may have various reasons, most of which are the changes of hormone levels, especially the obvious decrease of estrogen levels.

In addition, during this period, women are faced with changes in their relative roles, such as children leaving home, children going to school for employment, changes in husband-wife relationship, job adjustment, changes in economic situation, major changes in parents’ health, and changes in their own health. These psychological and social factors may cause emotional obstacles for women. (Peking University Third Hospital)

Source: Beijing 12320 is listening